Turning 65
Your roadmap to enrolling at 65 the right way.
What Happens If You Miss Medicare Enrollment?
Missing your Medicare enrollment window can mean lifetime late penalties and a coverage gap. Here's exactly what happens — and how to get back on track.
Medicare and Employer Coverage After Age 65
Still working at 65? Whether to take Medicare or keep your employer plan depends on company size, HSAs, and cost. Here's how to decide.
Can I Delay Medicare Part B?
You can delay Part B without penalty only if you have qualifying employer coverage. Here's who can safely wait, who can't, and how the 8-month SEP works.
Medicare Checklist for Turning 65
A simple step-by-step Medicare checklist for turning 65 in Utah — what to do 6 months out, 3 months out, and right around your birthday.
Initial Enrollment Period Explained
Your Initial Enrollment Period is the 7-month window to sign up for Medicare around your 65th birthday. Here's how it works and how to avoid missing it.